Personal Loans

Back to School Loan

Back to School, Less Stress

From supplies and fees to one last weekend getaway, our Back to School Loan gives you the flexibility to start the school year prepared and in control.

  • Rates as low at 7.49% APR*

  • Terms up to 24 months

  • Quick and easy application process

  • Borrow $500 to $2,500

  • Payments around $100 a month

Apply Now!
*APR = Annual Percentage Rate. Back to School Loan promotion available for qualified borrowers from July 1 through August 31, 2026. Loan amounts from $500 to $2,500 with terms up to 24 months. Example: A $2,500 loan for 24 months at 7.49% APR has an estimated monthly payment of $112.49. Subject to credit approval. APR may vary based on creditworthiness and term. Rate includes a 0.25% discount for automatic payments from a qualified account; without autopay, the rate increases by 0.25%. Other restrictions may apply.

We make it easy to get the loan you need with personalized service, competitive rates, and guidance every step of the way.

Personal Loans

County Schools personal loan is a flexible, reliable way to cover life’s expenses, planned or unexpected. Whether you’re consolidating high-interest debt, handling emergency costs, making home improvements, or funding a major purchase, a personal loan gives you the freedom to use the funds where you need them most.

With competitive rates, predictable monthly payments, and no collateral required, it’s a smart alternative to high-rate credit cards. Plus, you’ll get the trusted, local service County Schools is known for—helping you move forward with confidence and stay in control of your finances.

Credit Builder Loans

Help rebuild your credit! The Credit Builder acts like a personal loan with loan amounts up to $5,000.00 and terms up to four years. With this loan, there is an $800.00 immediate disbursement to pay off collection items and the rest is released as you make payments.

Share Secured Loans

Borrow up to 100% of your savings or certificate balance while you continue to save money and earn dividends.

Checking Account Overdraft Line of Credit

County Schools’ Overdraft Line of Credit provides you the flexibility of using your checking account without the stress of having items returned! With a revolving Line of Credit ranging from $500.00 to $1,000.00 loan amount, items will be paid and you will avoid a fee.

Current Rates

Your rate may vary depending on credit history, credit profile, loan amount, term, and underwriting factors. County Schools membership required. All credit union loan programs, rates, terms, and conditions are subject to change without notice.

County Schools Federal Credit Union is an Equal Opportunity Lender.