Schedule of Fees & Charges
Effective October 1, 2026
| Service | Fee |
|---|---|
| Account Research (1-hour min.) | $25.00/Hour |
| ATM Deposit Adjustment (per item) | $3.00 |
| ATM Transaction Fee (Non-CO-OP ATM, per transaction) | $3.00 |
| ATM/Debit Card Replacement | $10.00 |
| Bill Pay - Online & Mobile Banking | $0.00 |
| Cash Advance - CSFCU Member | $0.00 |
| Cashier's/Official Check | $5.00 |
| Check Cashing (Non-Member, if amount is over $100.00) | $5.00 |
| Check Collection (Foreign, per processed check) | $30.00 |
| Check Copy (Each, deposited or issued, prior 12 months) | $1.00 |
| Checking - Campus Connect (eStatement required, monthly) | $0.00 |
| Checking - Free (eStatement required, monthly) | $0.00 |
| Checking - Money Market (monthly, waived with minimum balance) | $8.00 |
| Checking - Side Gig (eStatement required, each transaction) | 0-100 No Charge, 101+ $1.00 Each, Max $10.00 Monthly |
| Courtesy Pay Overdraft Protection (Paid Item, ACH or Check, per presentment) | $14.00 |
| Dormant Account (monthly) | $10.00 |
| Escheated Account | $2.00 |
| Holiday Club - Early Withdrawal (January to October) | $25.00 |
| Home Equity Line of Credit - Annual | $35.00 |
| IRA - Individual Retirement Account (Transfer or Early Withdrawal) | $20.00 |
| IRA - Individual Retirement Account (Annual) | $20.00 |
| Legal Process (Levy, Garnishment, Etc.) | $40.00 |
| Loan Late Payment (Personal & Auto Loans, Home Equity Loan) | $25.00 |
| Loan Late Payment (Home Equity Line of Credit) | 5% of Amount Owed, $100.00 Maximum |
| Loan Payment by Phone | $4.95 |
| Membership Fee | $0.00 |
| Non-Sufficient Funds (Unpaid Item, ACH or Check, per presentment) | $14.00 |
| Notary (Members Only, Non-CSFCU Document, per signature) | $10.00 |
| Online & Mobile Banking | $0.00 |
| Overdraft Transfer from Savings/Share Account | $3.00 |
| Return Deposited Item (ACH or Check, per presentment) | $14.00 |
| Returned Mail (Address Correction) | $5.00 |
| Savings - Junior Saver ($1.00 minimum balance, monthly) | $0.00 |
| Savings - Primary Share ($1.00 minimum balance, monthly) | $0.00 |
| Savings - Sub Share (monthly) | $0.00 |
| Share Certificate - Early Withdrawal | $25.00 + 90 Days of Interest/Dividends |
| Skip a Payment (Loan must be in good standing, $5.00 of fee donated to a good cause) | $25.00 |
| Statement - Copy (Each, prior 12 months) | $5.00 |
| Statement - eStatement (monthly) | $0.00 |
| Statement - Mailed (Free, Campus and Side Gig Checking Accounts, monthly) | $10.00 |
| Stop Payment (Each, Check or ACH, via Branch or Phone) | $25.00 |
| Stop Payment (Each, Check, via Online or Mobile Banking) | $15.00 |
| Summer Saver - Early Withdrawal (August to April) | $25.00 |
| Temporary Checks (Each page, 4 checks to a page) | $4.00 |
| Verification of Deposit | $5.00 |
| Wire Transfer - Incoming US or International | $0.00 |
| Wire Transfer - Outgoing International | $50.00 |
| Wire Transfer - Outgoing US | $25.00 |